National Assisted Living Week

It’s National Assisted Living Week and we wanted to take a moment to explain what assisted living means. Assisted living is a long-term care option that supports older adults in transitioning to a facility where they can receive help with daily living activities. Long-term care encompasses a variety of services and support for personal care needs. Most long-term care assists with essential personal tasks of everyday life, such as dressing, bathing, and toileting. Medicare and most health insurances do not cover long-term care costs. Long-term care can be provided at home, in the community, in an assisted living facility, or in a nursing home. It is crucial to begin planning for long-term care early to preserve your independence and ensure you receive the necessary care, in your preferred setting, both now and in the future.

Options for Long-Term Care Facilities:

– Nursing homes provide residents with 24-hour medical care.
– Assisted living facilities are nonmedical environments for older adults who require assistance with daily life, offering support with medication and housekeeping.
– Residential care homes are a smaller type of assisted living, typically with fewer than 20 rooms.
– Memory care units, often part of assisted living facilities and nursing homes, cater to adults diagnosed with dementia and Alzheimer’s disease who cannot live independently.
– Continuing care retirement communities offer various levels of care on a single campus.
– Veterans care options include staying in regular nursing homes contracted with the Department of Veterans Affairs or in VA-operated homes. Veterans may also use specific funds for assisted living and home care.

Planning for Your Future with Hartman Insurance Services:

Hartman Insurance Services provides insurance for individuals at every life stage. For more information on our offerings, visit the Products page on our website. If you need assistance planning for your future and wish to be informed about your options, please contact our office at 260-483-2305 for a FREE consultation. We will assist you with