Generic Medications: The Affordable, Effective Alternative

When it comes to managing your health, medications can often be a major expense. One way to reduce your costs without compromising effectiveness is by using generic medications. 

What Are Generic Medications? 

Generic medications are essentially the same as their brand-name counterparts in terms of dosage, safety, strength, and effectiveness. They contain the same active ingredients but are sold at a lower price because they do not carry the brand-name premium. 

Why Choose Generics? 

1. Lower Cost – The most obvious benefit of generics is their affordability. Generics can cost as much as 80-85% less than brand-name medications, helping you save money on your prescriptions.
2. Same Effectiveness – Generic medications are rigorously tested and approved by the FDA to ensure they are just as effective and safe as brand-name versions. They perform the same job in your body, helping you manage your health without the extra cost.
3. Widespread Availability – Many commonly prescribed medications have generic versions, making it easy to find a lower-cost option for most treatments.
4. Insurance-Friendly – Generic drugs are often preferred by insurance companies, which means they are usually covered at a lower copay, making them more affordable for you. 

How to Switch to Generics 

Before making the switch, talk to your doctor and pharmacist. If a generic version is available, they can prescribe it or help you find the right alternative. When you are scheduled with one of our agents, we will show you your current insurance provider’s drug formulary which is a list of covered medications that are cover in each category.  

If you have questions about your current plan and want to discuss generic alternatives, we are happy to meet with you so you can make an informed decision. Contact us today to learn more about what medications are covered.